Best Finance affiliate programs
9 Finance affiliate programs compared on commission, cookie window and payout terms.
- Programs
- 9 compared
Top pick: Exness Compare →
ADP vs Xero
ADP or Xero? Commission, cookie window, payout schedule and approval, compared side by side.
- Finance
- Updated August 11, 2026
Xero takes 1 of 1 compared term. Which one earns more still depends on your audience — the table below shows where each one wins.
Term by term
| Criterion | ADP | Xero Top pick |
|---|---|---|
| The money | ||
| Commission | 10% | $200 Per Sale |
| Pays for | — | — |
| Payout type | One-time | One-time |
| Tier ladder | Small business payroll referral 10% of annualized net processing revenues, Major Accounts payroll referral $400 flat, ASO services referral $400 flat, HR/BPO services referral $800 flat, Accountant Revenue Share Incentive Program (separate program) Up to 75% of referrals' monthly payroll invoice fees over their first 12 months, plus residual payments | No tiers |
| Terms | ||
| Cookie window | — | — |
| Ease of starting | 3.5 / 5 | — |
| Approval | Reviewed | Reviewed |
| Our rating | — | — |
| Getting paid | ||
| Paid out | Monthly (Awards are paid over six months in one-sixth increments in arrears, each within 45 calendar days after the end of an ADP fiscal month close.) | Xero pays commission to PartnerStack, which then distributes it. Schedule and thresholds are set on PartnerStack's side and Xero publishes neither. |
| Minimum payout | — | — |
| Clearing hold | — | — |
| Payment methods | PayPal, Stripe | PayPal, Stripe |
| Rules | ||
| Self-referral | — | — |
| Paid search | Restricted | Restricted |
| Affiliate assets | ADP-supplied marketing and promotional materials on request | ✔ Marketing materials in the PartnerStack program profile, Logos and brand elements, Real-time clicks and earnings dashboard |
A ✔ marks the better term on that row. Rows where the programs match, where the terms aren't comparable, or where a program hasn't published a figure are left unmarked — a dash means unknown, not zero.
The programs
-
ADP sells payroll, tax filing and HR outsourcing to businesses of every size, from one-person shops on its RUN product up to enterprise HCM.
- Top pick
Xero is cloud accounting software for small businesses, covering invoicing, bank reconciliation, expense claims and payroll.
Related comparisons
-
-
ADP vs Airwallex
ADP or Airwallex? Commission, cookie window, payout schedule and approval, compared side by side.
- Commission
- 10% vs $200 Per Sale
- Cookie
- — vs —
Top pick: Airwallex Compare → -
ADP vs Exness
ADP or Exness? Commission, cookie window, payout schedule and approval, compared side by side.
- Commission
- 10% vs $1850
- Cookie
- — vs —
Top pick: Exness Compare →
Affiliate terms change often, and every figure here comes from each program's own published page on the date above. Confirm the current rate with the merchant before you promote it. Links to the programs are affiliate links.